Finance Made Simple.
Working capital solutions for small to midsize businesses across a range of industries.
Our Solutions
We offer a wide variety of custom-tailored financing solutions. Given we are a closely held, private company, we can develop a program that meets your specific needs. We provide cash when you need it most.
Invoice Factoring
Turn your accounts receivable into immediate cash for liquidity and the working capital you need to run your business.
P.O. Financing
Have the flexibility to fund an order with little to no upfront capital. Donât turn down large orders due to a lack of cash flow.
Int. Trade Credit
Designed for LATAM exporters to finance international transactions. Finance your shipments and reduce collection risk.
Construction Project Finance
Our construction finance gives contractors across all trades access to the cash flow they need to run their businesses.
Supply Chain Finance
Extend your payment terms, provide your suppliers liquidity, and boost free cash flow.
Back Office Support
High-quality back office support at an affordable rate.
Rapid Funding
We can approve and close a deal in as little as two business days. After close, we provide same-day funding.
Forgiving Credit Standards
Our credit decision is based on the quality of your clients and your capabilities - not your assets.
Superior Service
You will deal directly with the decision-makers and have a dedicated team assigned to your account.
Relationship Oriented
Unlike âbig financeâ, we value relations and the intangibles - not just numbers.
Direct Lenders
All underwriting is performed in-house. We are not brokers looking to âpass you offâ to someone else.
Custom Structure
We are a closely held, private company and therefore can provide a unique structure for your business.
Debt Free Solutions
Sell your receivables for cash instead of acquiring a loan which gives you liquidity without covenants & set payments.
Preserve your Equity
Whatâs the most expensive form of financing? Selling your equity. We do not ask for a piece of your business.
Industries
Staffing Agencies
For staffing agencies, a reliable cash flow can be the difference between stagnation or growth. Our payroll financing allows you to grow your business with access to unlimited working capital.
Service Businesses
For service businesses, acquiring traditional bank financing is difficult due to a lack of real assets (e.g. real estate). Our factoring program provides you with liquidity and immediate working capital.
Exports/Imports
Our international trade credit program enables you to finance international transactions and reduce collection risk. We cater to LATAM exporters and have an office in Quito, Ecuador.
Oil & Gas
With payment terms in the oil and gas industry stretching from 30 to 90 days, your cash-flow can be strained. Oil and gas factoring gives you the cash you need to succeed in this industry.
Manufacturing
Manufacturers need a constant cash flow to purchase materials, meet payroll, and negotiate with suppliers. Have the capital you need to finance large orders and to fund your growth.
Distributors
Quick access to cash is paramount for your distribution business, regardless of who youâre selling to: merchants, retailers, contractors, or industrial or commercial users.
Construction
Commercial Contractors are often challenged with 30, 60, or even 90 day payment terms. We are experts at financing progress billings and âpay when paidâ contracts.
Trucking
Transportation is vital for the entire global economy, but delays in payments can create a big burden. Our invoice factoring can bring you immediate cash for your receivables.
And More!
We can work with virtually any industry by providing a custom fit financing solution. We are privately held and have the ability to design a program as we see fit.
Contact Us
Our Team
We are a dedicated team that takes the time to intimately understand your needs.
John Adler
Founder & CEO
Ramiro Cazar
Portfolio Manager
We provide immediate access to cash when you need it most.
Our financing solutions are tailored towards growing small to midsize businesses that have a difficult time receiving credit from banks. Banks underwrite with a âcookie-cutterâ approach and require consistent historical financial performance and strong balance sheet metrics while ignoring many of the intangibles.
âș Our credit decision is based on the creditworthiness of your customers and your performance capabilities - not your assets.
âș Years in business are not a deciding factor. We underwrite on the future performance of your company (i.e. sales/project pipeline).
âș We have the ability to work with tax liens, balance sheet issues, and debtor-in-possession (âDIPâ) financing
âș Are your customers slow payers? We can advance up to 90% of your invoices so that you have access to cash and can keep your business operating and take on new jobs.
âș Preserve your equity - we do not ask for nor want an equity stake in your business.
What Our Clients Are Saying
âGreenback has always stepped up to the plate and provided us with funding on our big ticket jobs. John is always seems to bring a unique perspective and expert advice given his background in constructionâ
â Wesley Stanton, True North Earthworks
âWith Greenbackâs trade credit solutions, we gain a competitive advantage by providing extended credit terms to our buyers without negatively impacting our cash flow.â
â Nixon, Cipromar Consulting & Trading
âGreenback has facilitated our growth by providing the capital needed to fulfill large orders. We are also able to leverage their financing to obtain supplier discounts.â
